AVP/VP Risk & Credit
We need an innovative, forward-thinking professional who doesn’t mind digging into business processes, searching for potential loopholes and vulnerabilities. Our client offers a competitive salary and excellent benefits. For this AVP grade position, the ideal candidate will have a background in accounting and auditing with significant exposure in achieving excellence in risk mitigation for business in general and lending operations in particular, with specific reference to NBFCs, Commodity Trading OR Warehousing firms.
To contribute to the overall success of the organization by providing solutions in structured trade and Agri logistics and to provide end-to-end risk solutions for trade and logistics, ensure efficiency and value creation for buyers and sellers at every stage of the commodity supply chain.
- To create or expand on Strategic Risk framework in the area of Operational and financial risk for all business lines.
- To Assess and implement the Risk policies and processes across the organization at regular intervals
- To create & disseminate Risk measurement reports to Management
- To review Insurance coverages across the organization and to ensure that all business risks areadequately covered in insurance up to the extent possible.
- To be responsible for underwriting & structuring the credit proposals
- To conduct fundamental credit analysis and due diligence of the clients.
- To highlight credit risks involved in the business proposal and to suggest mitigation plan for the same
- To define Credit Risk policies and internal credit appraisal norms to check credit worthiness of borrowers
- To review credit policies keeping in view the changing business requirement
- To prepare Credit Risk Rating Scorecard of credit proposals
- To standardisethe credit assessment for different profiles of customers
- To enhance risk assessment capability by implementing tech solutions
- Food, Agribusiness & Allied
- Ag Tech & Precision Agriculture
- Job Level
- Middle Management
- ₹ 40,00,000 - ₹ 50,00,000
- 13 - 20 (in years)
- Reporting To
- Company Name
- Company Size