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Credit Head - NBFC

Delhi, India
7 - 10 (in years)
₹ 18,00,000 - ₹ 20,00,000
Job level - Middle Management

About Job


Oversee the entire lending process, including the initial application and review, and the disbursal or denial of the request as per the laid down policies & procedure · Assessing Credit Worthiness of the potential client by studying financial History basis documents Submitted, market information, reference checks. Adherence to the internal credit policy , RBI Guidelines & Guidelines specific to Nbfc- · Preparing the credit note for approval for the committee · Planning, designing and implementing an overall risk management process for the organisation; · Risk assessment and evaluation which involves analysing risks as well as identifying, describing and estimating the risks affecting the business and each loan; · establishing and quantifying the organisation's 'risk appetite', i.e. the level of risk they are prepared to accept; check for concentration risk on the borrower as well as commodity basis · relevant and

Job Description


Oversee the entire lending process, including the initial application and review, and the disbursal or denial of the request as per the laid down policies & procedure · Assessing Credit Worthiness of the potential client by studying financial History basis documents Submitted, market information, reference checks. Adherence to the internal credit policy , RBI Guidelines & Guidelines specific to Nbfc- · Preparing the credit note for approval for the committee · Planning, designing and implementing an overall risk management process for the organisation; · Risk assessment and evaluation which involves analysing risks as well as identifying, describing and estimating the risks affecting the business and each loan; · establishing and quantifying the organisation's 'risk appetite', i.e. the level of risk they are prepared to accept; check for concentration risk on the borrower as well as commodity basis · relevant and comprehensive risk reporting oversee the audit function for warehouse and collateral monitoring

Job Details


Industry
Other
Segment
Job Level
Middle Management
Salary
₹ 18,00,000 - ₹ 20,00,000
Experience
7 - 10 (in years)
State
Delhi
Country
India
Reporting To
VP
Company Name
Company Size




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